Day 102: The Barista Who Reads Stock Charts

Dialogue

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1. 1

   A 수진 씨, 주문 기다리다가 봤는데, 휴대폰에 그거 주식 차트죠?

   Sujin ssi, jumun gidaridaga bwanneunde, hyudaepone geugeo jusik chateujyo?

   Sujin, I noticed while I was waiting for my order. Is that a stock chart on your phone?

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2. 2

   B 앗, 들켰네요. 손님 없을 때만 잠깐 봐요. 사장님께는 비밀이에요.

   At, deulkyeonneyo. Sonnim eopseul ttaeman jamkkan bwayo. Sajangnimkkeneun bimirieyo.

   Oops, you caught me. I only take a quick look when there are no customers. Don't tell the owner.

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3. 3

   A 표정이 밝은 걸 보니 오늘은 좋은 소식인가 봐요.

   Pyojeongi balgeun geol boni oneureun joeun sosiginga bwayo.

   You look happy, so it must be good news today.

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4. 4

   B 네, 오늘은 좀 오르려나 봐요. 아침부터 주가가 계속 빨간색이에요.

   Ne, oneureun jom oreuryeona bwayo. Achimbuteo jugaga gyesok ppalgansaegieyo.

   Yes, it looks like it's going up today. It's been showing red all morning, and here red means up.

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5. 5

   A 저는 주식은 무서워서 월급 받으면 남는 돈은 전부 적금에 넣어요. 수진 씨는 왜 투자를 해요?

   Jeoneun jusigeun museowoseo wolgeup badeumyeon namneun doneun jeonbu jeokgeume neoeoyo. Sujin ssineun wae tujareul haeyo?

   Stocks scare me, so whatever's left of my salary goes into a savings plan. Why do you invest?

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6. 6

   B 제 목표는 서른다섯 살 전에 카페를 창업하는 거예요. 요즘 금리로는 적금만으로 목돈 모으기가 너무 오래 걸리더라고요.

   Je mokpyoneun seoreundaseot sal jeone kapereul changeopaneun geoyeyo. Yojeum geumnironeun jeokgeummaneuro mokdon moeugiga neomu orae geollideoragoyo.

   My goal is to open my own café before I'm thirty-five. With interest rates what they are, saving up a lump sum through savings alone takes far too long.

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7. 7

   A 그래도 손실이 나면 어떡해요? 뉴스에 전 재산 날린 사람들 얘기 나오면 무섭던데요.

   Geuraedo sonsiri namyeon eotteokaeyo? Nyuseue jeon jaesan nallin saramdeul yaegi naomyeon museopdeondeyo.

   But what if you make a loss? The stories on the news about people losing everything scare me.

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8. 8

   B 저도 처음엔 그랬어요. 근데 위험은 관리하기 나름이더라고요. 저는 매달 저축하는 돈의 이십 퍼센트만 주식에 넣고, 나머지는 적금에 넣어요.

   Jeodo cheoeumen geuraesseoyo. Geunde wiheomeun gwallihagi nareumideoragoyo. Jeoneun maedal jeochukaneun donui isip peosenteuman jusige neoko, nameojineun jeokgeume neoeoyo.

   I felt the same at first. But I found the risk depends on how you manage it. Each month I only put twenty percent of what I save into stocks, and the rest goes into savings.

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9. 9

   A 종목은 어떻게 골라요? 유튜브에서 추천하는 거요?

   Jongmogeun eotteoke gollayo? Yutyubeueseo chucheonhaneun geoyo?

   How do you pick stocks? The ones people recommend on YouTube?

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10. 10

    B 아니요, 그런 건 오히려 안 봐요. 저는 제가 잘 아는 분야, 그러니까 커피나 식품 회사 위주로 사요.

    Aniyo, geureon geon ohiryeo an bwayo. Jeoneun jega jal aneun bunya, geureonikka keopina sikpum hoesa wijuro sayo.

    No, I actually avoid those. I mostly buy in areas I know well, so coffee and food companies.

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11. 11

    A 아, 직접 일하면서 보니까 어떤 브랜드가 잘 팔리는지 아는 거네요.

    A, jikjeop ilhamyeonseo bonikka eotteon beuraendeuga jal pallineunji aneun geoneyo.

    Ah, working here, you can see which brands sell well.

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12. 12

    B 맞아요. 요즘 손님들이 어떤 우유를 찾는지는 제가 증권사 직원보다 잘 알걸요?

    Majayo. Yojeum sonnimdeuri eotteon uyureul channeunjineun jega jeunggwonsa jigwonboda jal algeoryo?

    Exactly. I bet I know better than any stockbroker which milk customers are asking for these days.

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13. 13

    A 하하, 그 말은 맞네요. 그럼 한 번에 크게 사요, 아니면 나눠서 사요?

    Haha, geu mareun manneyo. Geureom han beone keuge sayo, animyeon nanwoseo sayo?

    Ha, that's true. So do you buy a lot at once, or a bit at a time?

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14. 14

    B 매달 같은 날 조금씩 사요. 언제 오르고 떨어질지는 아무도 모르니까요. 결국 수익은 오래 버티기 나름이에요.

    Maedal gateun nal jogeumssik sayo. Eonje oreugo tteoreojiljineun amudo moreunikkayo. Gyeolguk suigeun orae beotigi nareumieyo.

    I buy a little on the same day every month. Nobody knows when prices will rise or fall. In the end, returns depend on how long you hold on.

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15. 15

    A 듣다 보니 저도 조금은 해 볼까 싶네요. 근데 적금을 깨는 건 좀 아깝고요.

    Deutda boni jeodo jogeumeun hae bolkka simneyo. Geunde jeokgeumeul kkaeneun geon jom akkapgoyo.

    Listening to you, I'm tempted to try a little. But I'd hate to break my savings plan.

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16. 16

    B 깨지 마세요. 새로 들어오는 돈에서 아주 조금만 시작해 보세요. 한 달에 커피 다섯 잔 값 정도로요.

    Kkaeji maseyo. Saero deureooneun doneseo aju jogeumman sijakae boseyo. Han dare keopi daseot jan gap jeongdoroyo.

    Don't break it. Start with just a little from new money coming in. About the price of five coffees a month.

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17. 17

    A 커피값으로 투자라니, 여기 사장님이 들으시면 서운하시겠어요.

    Keopigapseuro tujarani, yeogi sajangnimi deureusimyeon seounhasigesseoyo.

    Investing my coffee money? The owner here would be hurt if she heard that.

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18. 18

    B 쉿, 문 열리는 소리 나요. 사장님 들어오시려나 봐요. 나중에 제 가게 열면 첫 손님으로 모실게요.

    Swit, mun yeollineun sori nayo. Sajangnim deureoosiryeona bwayo. Najunge je gage yeolmyeon cheot sonnimeuro mosilgeyo.

    Shh, I hear the door. It sounds like the owner's coming in. When I open my own place one day, you'll be my first customer.

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19. 19

    A 좋아요. 그때는 제가 주식으로 번 돈으로 제일 비싼 메뉴 마실게요.

    Joayo. Geuttaeneun jega jusigeuro beon doneuro jeil bissan menyu masilgeyo.

    Deal. And I'll order the most expensive drink with the money I made from stocks.

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