Day 22: New Year Money Into Stocks

Dialogue

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1. 1

   C 할머니, 세뱃돈 주셔서 감사해요. 저 이번엔 이 돈으로 주식을 사 보려고요.

   Halmeoni, sebaetdon jusyeoseo gamsahaeyo. Jeo ibeonen i doneuro jusigeul sa boryeogoyo.

   Thank you for the New Year money, Grandma. This year I'm going to try buying shares with it.

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2. 2

   B 주식? 너 그거 잃으면 어떡하려고 그래. 그냥 통장에 넣어 둬.

   Jusik? Neo geugeo ireumyeon eotteokaryeogo geurae. Geunyang tongjange neoeo dwo.

   Shares? What are you going to do if you lose it? Just put it in the bank.

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3. 3

   C 엄마, 통장에 넣어 두면 이자가 거의 없잖아. 친구들도 다 조금씩 해.

   Eomma, tongjange neoeo dumyeon ijaga geoui eopjana. Chingudeuldo da jogeumssik hae.

   Mom, if I leave it in the bank, I'll hardly get any interest. My friends all invest a little.

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4. 4

   A 우리 때는 주식은 무슨. 월급 받으면 은행부터 가서 적금을 붓곤 했지. 매달 꼬박꼬박.

   Uri ttaeneun jusigeun museun. Wolgeup badeumyeon eunhaengbuteo gaseo jeokgeumeul butgon haetji. Maedal kkobakkkobak.

   Shares? Not in my day. When we got paid, we'd go straight to the bank and pay into a savings plan. Every single month.

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5. 5

   C 할머니 때는 이자가 높았잖아요. 옛날에는 금리가 십 퍼센트가 넘었다면서요?

   Halmeoni ttaeneun ijaga nopatjanayo. Yennareneun geumniga sip peosenteuga neomeotdamyeonseoyo?

   But interest was high in your day, Grandma. Didn't interest rates use to be over ten percent?

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6. 6

   A 그럼. 적금 몇 년 부으면 목돈이 됐어. 그 돈으로 너희 엄마 대학 등록금도 냈고.

   Geureom. Jeokgeum myeot nyeon bueumyeon mokdoni dwaesseo. Geu doneuro neohui eomma daehak deungnokgeumdo naetgo.

   They did. A few years of saving and you'd have a tidy sum. That's how I paid your mother's university fees.

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7. 7

   B 엄마 말씀이 맞아요. 준혁아, 차곡차곡 모으는 게 제일 안전해.

   Eomma malsseumi majayo. Junhyeoga, chagokchagok moeuneun ge jeil anjeonhae.

   Mom's right. Junhyuk, saving bit by bit is the safest way.

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8. 8

   C 근데 요즘은 물가가 오르는 만큼 이자가 안 붙어. 가만히 두면 돈 가치가 오히려 떨어진대.

   Geunde yojeumeun mulgaga oreuneun mankeum ijaga an buteo. Gamanhi dumyeon don gachiga ohiryeo tteoreojindae.

   But these days interest doesn't keep up with prices. They say if you just leave money sitting there, it actually loses value.

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9. 9

   A 그 말은 맞다. 요즘 시장 가면 만 원짜리 한 장으로 살 게 없어.

   Geu mareun matda. Yojeum sijang gamyeon man wonjjari han jangeuro sal ge eopseo.

   He's got a point there. These days, you go to the market and there's nothing you can buy with a ten-thousand-won note.

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10. 10

    B 그래도 주식은 떨어질 때가 문제야. 엄마 회사 동료도 작년에 주가가 반토막 나서 한동안 밥도 못 먹었어.

    Geuraedo jusigeun tteoreojil ttaega munjeya. Eomma hoesa dongnyodo jangnyeone jugaga bantomak naseo handongan bapdo mot meogeosseo.

    Still, the problem with shares is when they fall. A colleague of mine lost half her money when the price crashed last year, and she could barely eat for a while.

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11. 11

    C 그러니까 전부 넣진 않을게. 세뱃돈 중에 딱 십만 원만 해 볼게.

    Geureonikka jeonbu neochin aneulge. Sebaetdon junge ttak simman wonman hae bolge.

    That's why I won't put it all in. I'll try it with just a hundred thousand won of my New Year money.

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12. 12

    A 할머니도 젊었을 때 딱 한 번 주식을 샀었어. 동네 아줌마들 따라서 샀는데 반년 만에 반토막이 났지 뭐냐.

    Halmeonido jeolmeosseul ttae ttak han beon jusigeul sasseosseo. Dongne ajummadeul ttaraseo sanneunde bannyeon mane bantomagi natji mwonya.

    I bought shares once too, when I was young. I followed the other women in the neighbourhood, and within six months they'd lost half their value.

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13. 13

    C 정말요? 그때 사셨던 게 어느 회사 주식이었어요?

    Jeongmaryo? Geuttae sasyeotdeon ge eoneu hoesa jusigieosseoyo?

    Really? Which company's shares did you buy back then?

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14. 14

    A 이름도 기억 안 나. 그 뒤로는 은행만 믿고 매달 적금만 들곤 했지.

    Ireumdo gieok an na. Geu dwironeun eunhaengman mitgo maedal jeokgeumman deulgon haetji.

    I don't even remember the name. After that, I only trusted the bank and just kept up my monthly savings.

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15. 15

    B 그럼 이렇게 하자. 십만 원으로 한번 해 보고, 뭘 샀는지 매달 할머니랑 엄마한테 보고하기.

    Geureom ireoke haja. Simman woneuro hanbeon hae bogo, mwol sanneunji maedal halmeonirang eommahante bogohagi.

    Then let's do this. You try it with a hundred thousand won, and every month you report to Grandma and me on what you bought.

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16. 16

    C 좋아요. 대신 떨어져도 잔소리는 하지 말기. 수업료 낸 걸로 칠게요.

    Joayo. Daesin tteoreojyeodo jansorineun haji malgi. Sueomnyo naen geollo chilgeyo.

    Deal. But no nagging if it falls. I'll count it as tuition fees.

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17. 17

    A 우리 손자 제법이네. 그럼 할머니도 만 원 보탤 테니까 잘 불려 봐라.

    Uri sonja jebeobine. Geureom halmeonido man won botael tenikka jal bullyeo bwara.

    Look at my grandson. Then I'll chip in ten thousand won too, so make it grow.

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