Day 7: Borrowing Against New Year Money

Dialogue

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1. 1

   B 엄마, 설날에 받은 세뱃돈 이제 돌려줘. 엄마가 맡아 둔다고 했잖아. 나 게임기 살 거야.

   Eomma, seollare badeun sebaetdon ije dollyeojwo. Eommaga mata dundago haetjana. Na geimgi sal geoya.

   Mom, give me back my New Year's money now. You said you were just keeping it for me. I'm going to buy a game console.

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2. 2

   A 맡아 둔 건 맞지. 근데 엄마가 그 돈을 벌써 네 학원비로 썼다고 하면 어떡할래?

   Mata dun geon matji. Geunde eommaga geu doneul beolsseo ne hagwonbiro sseotdago hamyeon eotteokallae?

   I did keep it, that's true. But what if I told you I'd already spent it on your tutoring fees?

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3. 3

   B 뭐? 그건 반칙이야! 할아버지가 나한테 주신 돈이잖아. 내 돈이라고!

   Mwo? Geugeon banchigiya! Harabeojiga nahante jusin donijana. Nae donirago!

   What? That's cheating! Grandpa gave that money to me. It's mine!

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4. 4

   A 농담이야, 농담. 통장에 고스란히 있어. 삼십이만 원. 근데 게임기가 얼마라고 했지?

   Nongdamiya, nongdam. Tongjange goseuranhi isseo. Samsibiman won. Geunde geimgiga eolmarago haetji?

   Kidding, kidding. It's all in the bank, every won of it. Three hundred and twenty thousand. So how much did you say the console was?

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5. 5

   B 사십오만 원. 그러니까 십삼만 원이 모자라. 엄마가 조금만 빌려주면 안 돼?

   Sasiboman won. Geureonikka sipsamman woni mojara. Eommaga jogeumman billyeojumyeon an dwae?

   Four hundred and fifty thousand. So I'm a hundred and thirty thousand short. Can't you lend me a bit?

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6. 6

   A 빌려주고 싶다마는, 너 작년에 용돈 받자마자 다 쓰고 일주일 내내 엄마한테 손 벌렸던 거 기억나지? 넌 돈만 생기면 다 써 버리기 일쑤잖아.

   Billyeojugo sipdamaneun, neo jangnyeone yongdon batjamaja da sseugo iljuil naenae eommahante son beollyeotdeon geo gieongnaji? Neon donman saenggimyeon da sseo beorigi ilssujana.

   I'd like to lend it to you, but remember last year, when you blew your whole allowance the day you got it and spent the week asking me for money? The moment you get money, you spend it all.

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7. 7

   B 그건 3학년 때잖아. 나 이제 4학년이야. 완전히 달라졌어.

   Geugeon 3hangnyeon ttaejana. Na ije 4hangnyeoniya. Wanjeonhi dallajyeosseo.

   That was in third grade. I'm in fourth grade now. I've totally changed.

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8. 8

   A 좋아, 그럼 이렇게 하자. 엄마가 십삼만 원을 빌려줄게. 대신 은행처럼 이자를 받을 거야. 한 달에 천 원씩.

   Joa, geureom ireoke haja. Eommaga sipsamman woneul billyeojulge. Daesin eunhaengcheoreom ijareul badeul geoya. Han dare cheon wonssik.

   Okay, then let's do this. I'll lend you the hundred and thirty thousand. But I'll charge interest, like a bank. A thousand won a month.

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9. 9

   B 이자? 엄마가 무슨 은행이야? 가족끼리 이자가 어디 있어.

   Ija? Eommaga museun eunhaengiya? Gajokkkiri ijaga eodi isseo.

   Interest? Since when are you a bank? Families don't charge each other interest.

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10. 10

    A 세상에 공짜는 없다는 걸 지금 배워 두는 게 좋아. 그리고 매달 용돈에서 만 원씩 갚는 거야.

    Sesange gongjjaneun eopdaneun geol jigeum baewo duneun ge joa. Geurigo maedal yongdoneseo man wonssik gamneun geoya.

    It's good to learn now that nothing in this world is free. And you'll pay back ten thousand a month out of your allowance.

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11. 11

    B 만 원씩이면 열세 달이잖아. 그럼 일 년 넘게 용돈이 반밖에 없는 거야?

    Man wonssigimyeon yeolse darijana. Geureom il nyeon neomge yongdoni banbakke eomneun geoya?

    Ten thousand a month means thirteen months. So I'd only get half my allowance for over a year?

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12. 12

    A 계산 빠르네. 게임기를 지금 갖는 대신 일 년 동안 조금씩 참는 거지. 그게 바로 대출이라는 거야.

    Gyesan ppareune. Geimgireul jigeum ganneun daesin il nyeon dongan jogeumssik chamneun geoji. Geuge baro daechuriraneun geoya.

    You're quick with numbers. You get the console now, and in return you tighten your belt for a year. That's what a loan is.

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13. 13

    B 그럼 이자는 빼 줘. 대신 매주 한 번 설거지할게. 분리수거도 하고.

    Geureom ijaneun ppae jwo. Daesin maeju han beon seolgeojihalge. Bullisugeodo hago.

    Then drop the interest. I'll do the dishes once a week instead. And the recycling.

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14. 14

    A 오, 협상할 줄 아네? 설거지는 좋다마는, 너 화분에 물 주는 것도 까먹기 일쑤잖아. 약속을 어기면 어떻게 할 건데?

    O, hyeopsanghal jul ane? Seolgeojineun jotamaneun, neo hwabune mul juneun geotdo kkameokgi ilssujana. Yaksogeul eogimyeon eotteoke hal geonde?

    Oh, you know how to negotiate? Dishes are fine, but you're always forgetting to water the plants too. What happens if you break your promise?

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15. 15

    B 그럼 엄마가 게임기를 일주일 동안 가져가. 은행도 그렇게 하잖아. 담보! 아빠가 그랬어.

    Geureom eommaga geimgireul iljuil dongan gajyeoga. Eunhaengdo geureoke hajana. Dambo! Appaga geuraesseo.

    Then you take the console for a week. Banks do that, right? Collateral! Dad told me.

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16. 16

    A 담보라는 말까지 아네. 좋아, 조건을 적어서 계약서 쓰자. 이자는 없고, 설거지는 주 한 번, 약속 어기면 게임기 일주일 압수.

    Damboraneun malkkaji ane. Joa, jogeoneul jeogeoseo gyeyakseo sseuja. Ijaneun eopgo, seolgeojineun ju han beon, yaksok eogimyeon geimgi iljuil apsu.

    You even know the word collateral. Fine, let's write the terms into a contract. No interest, dishes once a week, and if you break your promise, the console gets confiscated for a week.

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17. 17

    B 좋아. 근데 엄마, 하나만 물어봐도 돼?

    Joa. Geunde eomma, hanaman mureobwado dwae?

    Deal. But Mom, can I ask you one thing?

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18. 18

    A 뭔데? 조건을 또 바꾸자는 거면 안 된다.

    Mwonde? Jogeoneul tto bakkujaneun geomyeon an doenda.

    What? If you want to change the terms again, the answer's no.

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19. 19

    B 엄마가 여태 내 세뱃돈 맡아 뒀잖아. 은행은 돈을 맡아 주면 이자 주잖아. 그럼 엄마도 나한테 이자 줘야지.

    Eommaga yeotae nae sebaetdon mata dwotjana. Eunhaengeun doneul mata jumyeon ija jujana. Geureom eommado nahante ija jwoyaji.

    You've been keeping my New Year's money all this time. Banks pay interest when they keep your money. So you should pay me interest too.

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20. 20

    A 너 그런 건 또 누구한테 배웠어? 알았어, 알았어. 그것도 계약서에 넣자. 우리 아들 나중에 은행원 해도 되겠다.

    Neo geureon geon tto nuguhante baewosseo? Arasseo, arasseo. Geugeotdo gyeyakseoe neocha. Uri adeul najunge eunhaengwon haedo doegetda.

    And who taught you that? Okay, okay. We'll put that in the contract too. You could be a banker one day.

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