Day 74: Dad's Friend's Can't-Lose Investment
At the kitchen table at home, a daughter in her late twenties (B) asks her father (A) about an investment he made on an old friend's advice.
How to study this lesson 4 steps
- Read the situation under the title. It says who is talking and how they know each other, which decides how politely they speak.
- Read the dialogue line by line with its translation, until every line makes sense. Still learning Hangul? Tick Romanization to see how each line sounds, but read the Korean first.
- Download the Anki deck below and review it every day. It has every line of today's dialogue. Review earlier decks too when Anki asks you to.
- Spend at least 30 minutes listening to native Korean, for example from the Resources page. It doesn't matter if you don't understand it yet.
Dialogue
Audio recordings are on the way. For now, each lesson is the dialogue with its English translation.
Keys: E hide English · ← → previous / next day
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B μλΉ , μκΉ μλ§νν λ€μλλ° λ¬΄μ¨ ν¬μλ₯Ό νλ€λ©°?
Appa, akka eommahante deureonneunde museun tujareul haetdamyeo?
Dad, Mom told me earlier that you've invested in something?
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A μ, κ·Έκ±°. λμ°½ μμκ° μ’μ κ±° μλ€κ³ κ°μ΄ νμκΈ°μ μ‘°κΈ λ£μμ§.
A, geugeo. Dongchang yeongsuga joeun geo itdago gachi hajagie jogeum neoeotji.
Oh, that. My old classmate Yeongsu said he had a good thing going and asked me to join in, so I put in a bit.
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B μΌλ§λ?
Eolmana?
How much?
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A μ²μμ μ€λ°±λ§ μ. κ·Όλ° ν λ¬ λ§μ μμ΅μ΄ μ€μλ§ μμ΄λ λ€μ΄μμ΄. κ·Έλμ μ΄λ²μ μ΄μ²λ§ μ λ λ£μμ§.
Cheoeumen obaengman won. Geunde han dal mane suigi osimman wonina deureowasseo. Geuraeseo ibeone icheonman won deo neoeotji.
Five million won at first. But within a month I'd made five hundred thousand. So this time I put in another twenty million.
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B ν λ¬μ μ νΌμΌνΈ? μλΉ , κ·Έλ° μμ΅μ μΈμμ μμ΄. μν κΈλ¦¬κ° μΌ λ μ μΌ νΌμΌνΈμΈλ°.
Han dare sip peosenteu? Appa, geureon suigeun sesange eopseo. Eunhaeng geumniga il nyeone sam peosenteuinde.
Ten percent a month? Dad, returns like that don't exist. Bank interest is three percent a year.
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A ν΄μΈ κ°μ ννλΌμ κ·Έλ λ. μκΈμ 무쑰건 보μ₯ν΄ μ€λ€κ³ κ³μ½μμλ μ°μ¬ μμ΄.
Haeoe gasang hwapyeraseo geureotae. Wongeumeun mujogeon bojanghae jundago gyeyakseoedo sseuyeo isseo.
He says it's because it's foreign cryptocurrency. And the contract says the principal is guaranteed, no matter what.
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B μκΈμ 무쑰건 보μ₯νλ€κ³ ? κ·Έκ² μ μΌ μ΄μν΄. μ§μ§ ν¬μλ μν΄λ₯Ό λ³Ό μλ μλ κ±°μΌ.
Wongeumeul mujogeon bojanghandago? Geuge jeil isanghae. Jinjja tujaneun sonhaereul bol sudo inneun geoya.
The principal is guaranteed no matter what? That's the most suspicious part. With real investments, you can lose money.
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A μμλ λλ₯Ό μμΌ μ¬λμ΄ μλμΌ. μ¬μ λ μΉκ΅¬λ€.
Yeongsuneun nareul sogil sarami aniya. Sasip nyeon chinguda.
Yeongsu isn't the kind of man who'd cheat me. We've been friends for forty years.
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B μμ μμ μ¨λ μμμ μ μμμ. νΉμ μ μ¬λ λ°λ €μ€λ©΄ μλΉ μ€λ€κ³ μ νμ΄?
Yeongsu ajeossido sogasseul su itjana. Hoksi sae saram deryeoomyeon sudang jundago an haesseo?
Your friend might have been fooled too. Did they say you'd get paid for bringing in new people?
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A ...νμ§. μΉκ΅¬ λ λͺ λ§ μκ°νλ©΄ 보λμ€ μ€λ€κ³ .
...Haetji. Chingu du myeongman sogaehamyeon boneoseu jundago.
...They did. They said I'd get a bonus if I introduced just two friends.
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B κ·Έκ±° μ νμ μΈ λ€λ¨κ³ μ¬κΈ°μΌ. μλ‘ λ€μ΄μ¨ μ¬λ λμΌλ‘ λ¨Όμ λ€μ΄μ¨ μ¬λ μμ΅μ μ£Όλ κ±°λΌκ³ .
Geugeo jeonhyeongjeogin dadangye sagiya. Saero deureoon saram doneuro meonjeo deureoon saram suigeul juneun georago.
That's a classic pyramid scheme. They pay the earlier people's returns with the new people's money.
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A μμ΄, μ€λ§. λ§€λ¬ μμ΅λ κΌ¬λ°κΌ¬λ° λ€μ΄μ€λλ°.
Ei, seolma. Maedal suikdo kkobakkkobak deureooneunde.
Come on, surely not. The returns come in every month like clockwork.
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B κ·Έλ¬λκΉ λ μνν΄. μ²μμ λ―Ώκ² νλ €κ³ λμ μ£Όλ€κ°, κ±°μ‘μ΄ λ€μ΄μ€λ©΄ μ¬λΌμ§κ±°λ . μ§κΈ μ±μμ μΆκΈ νλ² ν΄ λ΄.
Geureonikka deo wiheomhae. Cheoeumen mitge haryeogo doneul judaga, geoaegi deureoomyeon sarajigeodeun. Jigeum aebeseo chulgeum hanbeon hae bwa.
That makes it even more dangerous. They pay out at first to win your trust, then vanish once the big money comes in. Try withdrawing some from the app right now.
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A μ΄... 'μμ€ν μ κ² μ€'μ΄λΌκ³ λ¨λλ°. μ΄μ λ μ΄λ¬λλ°.
Eo... 'siseutem jeomgeom jung'irago tteuneunde. Eojedo iraenneunde.
Uh... it says 'System under maintenance.' It said the same thing yesterday.
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B λ΄. μ§κΈ λΉμ₯ κΈμ΅κ°λ μμ μ κ³ νμ. κ²½μ°°μμλ κ°μ΄ κ°κ³ .
Bwa. Jigeum dangjang geumyunggamdogwone singohaja. Gyeongchalseoedo gachi gago.
See? Let's report it to the Financial Supervisory Service right now. And go to the police together.
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A μμνν λ¨Όμ λ¬Όμ΄λ΄μΌ νμ§ μμκΉ? κ΄ν μΉκ΅¬λ₯Ό μμ¬νλ κ² κ°μμ.
Yeongsuhante meonjeo mureobwaya haji aneulkka? Gwaenhi chingureul uisimhaneun geot gataseo.
Shouldn't I ask Yeongsu first? I feel bad suspecting my friend for nothing.
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B μλΉ , λ¨Όμ μ°λ½νλ©΄ κ·Έμͺ½μμ μ¦κ±°λ₯Ό μ§μΈ μλ μμ΄. μμ μ¨λ νΌν΄μμΌ μ μμΌλκΉ μ κ³ λΆν° νκ³ κ°μ΄ μλ € λ리μ.
Appa, meonjeo yeollakamyeon geujjogeseo jeunggeoreul jiul sudo isseo. Ajeossido pihaejail su isseunikka singobuteo hago gachi allyeo deurija.
Dad, if you contact them first, they might delete the evidence. Your friend might be a victim too, so let's report it first and then tell him together.
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A κ·Έλ... λΆλλ½λ€. λΈνν μ΄λ° κ±Έ λ€ λ°°μ°λ€.
Geurae... bukkeureopda. Ttalhante ireon geol da baeune.
All right... I'm embarrassed. Learning this sort of thing from my own daughter.
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B λΆλλ¬μ΄ κ² μλλΌ μ΄μ΄ μμλ κ±°μΌ. μ, λν λ΄μ©μ΄λ μ κΈ κΈ°λ‘λΆν° μΊ‘μ²νμ. ν΄λν° μ΄λ¦¬ μ€ λ΄.
Bukkeureoun ge anira uni eopseotdeon geoya. Ja, daehwa naeyongirang ipgeum girokbuteo kaepcheohaja. Hyudaepon iri jwo bwa.
It's nothing to be embarrassed about; you were just unlucky. Come on, let's screenshot the messages and the deposit records first. Give me your phone.
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